Insurance & Payment
We keep insurance and fees straightforward. Before testing, we check your benefits, give a clear estimate, and offer options whether you use in-network coverage, out-of-network benefits, or self-pay.
In-network insurance
Use your in-network mental health benefits for testing when available.
- In-network with BCBS PPO/HMO, Cigna, Aetna, and United commercial plans.
- We bill insurance directly; you are responsible for any copays, deductible, and coinsurance your plan assigns.
Out-of-network & reimbursement
Many PPO plans allow you to use out-of-network benefits for testing.
- You pay our fee and then submit a superbill or courtesy claim for possible reimbursement.
- Your insurer decides what portion is applied to your deductible and what, if anything, is reimbursed.
Self-pay & payment options
Clear flat fees when you prefer not to use insurance.
- Limited-scope assessments usually start around $1,000; most comprehensive evaluations are $2,500–$3,500.
- We accept major cards and most HSA/FSA cards, and can arrange structured payment plans for larger evaluations.
Transparent fees & estimates
Before you schedule, we give a written estimate of the testing we expect to provide, what insurance is likely to pay, and your estimated out-of-pocket cost. If you are not using insurance, you receive a Good Faith Estimate as required by the No Surprises Act.
- What will I pay? Most comprehensive evaluations are $2,500–$3,500, with limited-scope assessments usually starting around $1,000; we confirm your expected cost in writing.
- How are estimates handled? If the testing plan changes, we review the change with you, explain any difference, and provide an updated estimate.
Cancellations & financial policies
Testing blocks several hours of clinician time, so we need advance notice for changes and cannot bill insurance for missed appointments.
- Review your intake paperwork for the current cancellation window and any late-cancel or no-show fees; these charges are billed directly to you.
- If insurance does not cover a portion of the evaluation or denies a claim, any remaining balance is your responsibility; our team is happy to discuss payment options.
Questions about coverage or fees?
Share your insurance information or ask about self-pay, and we will outline your options and estimated costs before you schedule testing.